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BizCash Business Loans
BizCash offers several different types of small business loans including unsecured 6 month, 12 month and 24 month loans at fixed interest rates and are repaid via daily debits directly to your business bank account. Our business loan application process is simple and our loan decisions are quick.
Get Working Capital For
Your Business
BizCash is a web-based small business financial lender. We are a private lender and also broker certain types of loans. We want to make it fast and easy to borrow what you need in a timely manner.
BizCash is an alternative to credit cards, merchant cash advances, and traditional bank loans with no hidden fees and automatic daily payments for good cash flow management.
BizCash typical customers are new and existing businesses that have some type of storefront or service based business, including: Restaurants, Retailers, Clothing Stores, Dry Cleaners, Day Spas, Medical Offices, Automotive Shops.
Our customers use the money to open a new location, invest in marketing, attend conventions, invest in technology, build a website, purchase sales leads or start an advertising campaign.
BizCash Loan Facts
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Loan Size
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$10,000 to $150,000
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Term
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6 Months, 12 Months, & 24 months
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Interest Rate
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Market Driven based on Credit History * Type of Business * Loan Amount * Time in Business (Usually 14% - 40%)
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Pay Period
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Daily ACH's out of business bank account
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Credit History
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An owner's damaged credit history is not an automatic disqualifier for the business. We make loans to businesses whose owners have credit scores from 500-850.
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Security
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Personal Guarantee
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Decision Time
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24 hours
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Funding Time
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As Little as 2 Business Days
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Here's what you need to Qualify for a Small Business Loan
There are no fees for you to apply for a loan Fees are only charged if your loan application is funded. All fees will be disclosed upon approval of your loan.
Ownership
You must own and operate your business.
Years in Business
Have been in business for at least 12 months and in some cases 24 months. (BizCash is currently testing a New 6 month qualification program. Ask for details)
Account Balance
Have an average bank account balance of at least $5,000 per month
Bank Account
Have a separate business bank account in your business name. Your personal bank account must be separate from your business bank account.
Business Type
Operate a store-front, service or internet business that has daily sales - Examples include restaurants, Dry Cleaners, Day Spas, Medical Offices, Automotive Shops, Clothing Stores, Website Sales, or any business that has steady cash flow via Credit Cards, Checks, or Insurance Billings.
Excluded Businesses
Click here to see the types of businesses we cannot do on most of our programs.
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State Loan Requirements
Click here to see Minimum loan Requirements for certain states.
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